Wave: Small Business Software Wave Financial

You are responsible for all activities that occur in your Authorized Users’ accounts and for your and your Authorized Users’ compliance with this Agreement. Transactions will appear in your bookkeeping automatically, and you’ll say goodbye to manual receipt entry. Give your customers the option of paying with one click using a credit what does bopis stand for card, bank transfer, or Apple Pay. Wave is solely responsible for any product warranties, whether express or implied by Law, to the extent not effectively disclaimed. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the App to you.

  1. You are responsible for all activities that occur in your Authorized Users’ accounts and for your and your Authorized Users’ compliance with this Agreement.
  2. Deposit times may vary due to processing cutoff times or third party delays.
  3. If you reside in the United States, this Agreement shall in all respects be governed by and interpreted, construed, and enforced in accordance with the Laws of the state in which you accepted this Agreement, except as otherwise provided in the Arbitration Provision.
  4. This Agreement includes a binding mutual arbitration provision, which requires that disputes be resolved through individual arbitration.

Your instructions to us for the collection, use, reproduction, hosting, transmission, processing, and disclosure (“Processing”) of personal information shall comply with applicable privacy Laws. You shall have sole responsibility for the accuracy, quality, and legality of personal information and the means by which you have acquired such personal information. Allow your customers to pay your invoices immediately via credit card, secure bank payment (ACH/EFT), or Apple Pay. Stripe If your processing of credit card payments is powered by Stripe, you’re bound by their Terms of Service. Lower processing rates are only available while the business has an active subscription and only apply to payments processed during the active subscription period. Your use of the Subscription Service constitutes your agreement to all terms and conditions of this Agreement.

You agree to comply with applicable third party terms of agreement when using the App. You acknowledge and agree that this Agreement is solely between you and Wave, and not with Apple, and that Apple has no responsibility for the App or content thereof. To the extent there is any conflict between this Agreement and Apple’s terms and conditions, the terms of Apple shall prevail only with respect to the App. Your use of the App must also comply with App Store Terms of Service. The following terms apply to you only if you access the App from the Apple App Store.

Look professional with customizable invoices

For example, “Services” as defined in the Terms of Use include Wave’s Subscription Services. Do you have additional questions about the security of Wave? We’d be happy to tell you more about the many steps we take to ensure the security of your sensitive information.

You are responsible for providing a valid payment card and notifying us of any changes to this information. You expressly authorize the subscription fees to be charged to your selected payment method. Payments will be billed in the currency of your region based on your Wave Account (USD or CAD). Where applicable, https://quickbooks-payroll.org/ applicable taxes will be automatically applied. If you authorize additional users (“Additional Users”) to access and use certain parts of Wave on your behalf, they will have access to your account information and may have the ability to perform various tasks depending on the granted access level.

When it comes to keeping your data and your money safe, we never rest. We’ve built bank-grade security measures into our systems to make sure you can use Wave with confidence. David Axler is the Chief Strategy Officer, focusing on formulating, communicating, and fulfilling Wave’s initiatives and future goals.

Organized and stress-free small business accounting

Any connections between you, your bank accounts, and Wave are protected by 256-bit SSL encryption. Wave can change this agreement and we’ll give you reasonable notice. Using the Subscription Service means you agree to the version of the agreement that is current at that time.

Remember to check back and review the Pricing Page periodically so you know of any changes. Wave will make commercially reasonable efforts to notify you of any change in fees at least thirty (30) days in advance of the effective date. Your continued use of the Subscription Service constitutes your agreement to those changes.

Terms of Service – Wave Receipts

If you are an agent or employee of the business or corporation entering into this Agreement, you agree that you are authorized to accept these terms and conditions on the business’ or corporation’s behalf. Tam is the Chief Financial Officer, responsible for accounting/finance, taxes, and compliance at Wave. She’s led the company through its successful acquisition by H&R Block, a financing round, several corporate reorganizations, and multiple ERP and payroll system changes. Prior to joining Wave, Tam served as the CFO of FinanceIt, a fintech company in the marketplace lending space, where she was integral to the launch of their U.S. lending business, acquisition of a substantial lending portfolio from a major bank, and more. Customers can pay instantly by credit card or Apple Pay when they view the invoice online. Email invoices with a secure “Pay Now” button after you’ve enabled the online payments option.

“Wave invoicing makes your life a whole lot easier and takes that worry off you. I’ve tried Quickbooks—it’s a bit more complicated and technical, and takes more time to set up.” Monitor your cash flow, stay organized, and stop sweating tax season.

If you choose to cancel your subscription, it will take effect at the end of the billing period. You always have the right to cancel your subscription by taking the steps set out above. Your chosen payment method will be automatically charged at the start of your billing period. If the payment method we have no longer works, we’ll give you a chance to update your payment details before we stop providing the Service.

In order to import your financial information and provide the Wave Pro Plan Service, Wave engaged its service provider Plaid Inc. (“Plaid”) to gather and access your data from your financial institution. You are not permitted to provide Wave with any access information for any third-party accounts for which you are not the principal account holder unless you have the authority to act on behalf of the principal account holder. Instant Payout is an additional service offered by Wave subject to user and payment eligibility criteria. A 1% fee is applied to the amount you withdraw from your available balance (minimum fee of $1), in addition to regular processing fees..

Our robust small business accounting reports are easy to use and show month-to-month or year-to-year comparisons so you can easily identify cash flow trends. We built our Payroll tool for small business owners, so it’s easy to use AND teaches you as you go. Create beautiful, free invoices that reflect your business branding. Automate overdue reminders, set up recurring bills, and add notes or terms of service with ease. The Subscription Service is not intended to be used outside the United States or Canada. Those who access or use the Subscription Service from other jurisdictions do so of their own volition and are entirely responsible for compliance with all applicable federal and local Laws and regulations, including but not limited to export and import regulations.

If there is an issue with your payment method, you will be allowed to access the Service for a certain length of time as set out below (“Grace Period”) while Wave, Apple, or Google (depending on your subscription method) attempts to charge your payment method. Your subscription will be considered active until the Grace Period expires. Your payment method will be charged automatically by Wave, Apple, or Google (depending on your subscription method) on your Renewal Date (at the start of the monthly or annual billing period). Approval for Wave’s online payments feature is subject to eligibility criteria, including identity verification and credit review. Subscribing to Wave’s Pro Plan does not guarantee that your application will be approved.